WHAT IS AGRI-NEGOSYO LOAN PROGRAM?

The Agri-Negosyo (ANYO) Loan Program aims to provide accessible and affordable credit to eligible borrowers for the financing of their capital requirements that will enable them to boost the efficiency, productivity, and profitability of their farm as well as non-farm income-generating activities.

Eligible loan Borrowers. can avail loans under the programs up to a maximum of 3 cycles only

Who are eligible


Individuals/sole proprietors, partnership, corporations, and cooperatives whose owners or members are marginalized, small farmers and fisherfolk (MSFF)

Borrowers must be registered or enrolled in the Registry System for Basic Sectors in Agriculture (RSBSA) or the Farmers and Fisherfolk Enterprise Development Info System (FFEDIS).

Those not registered under the Registry System for Basic Sectors in Agriculture ( RSBSAJ shall be required to enroll in the RSBSA through the DA Inclusion Protocol thru the DA Regional Field Offices or thru the MAO.

Requirements


Eligible loan applicants shall submit all documents as required by the bank and/or lending conduit.

*Not qualified to avail loans under the program are employees of the DA, its Regional Field Offices, attached agencies (including ACPC) and Local Government Units (LGUs) that are, directly or indirectly, part of the implementation process of any of ACPC’s credit programs.

LOAN FEATURES

MICRO AGRI-NEGOSYO LOAN

Loan Amount. Up to PHP 300,000

Lending Partners. Government Financial Institutions (GFIs) and Non-Government Financial Institutions (NGIs)

Interest Fee. 0% Interest

Loan Maturity. Depends on the cash flow of the project, but not to exceed five (5) years

Eligible Loan Purpose. To finance income-generating activities such as production, processing, or marketing of agri-fishery products, or a combination of agri-fishery income-generating activity and non-farm micro enterprise.

SMALL AGRI-NEGOSYO LOAN

Loan Amount. Minimum of PHP 300,000 and Maximum of PHP 15M

Lending Partners. Government Financial Institutions (GFIs) and Non-Government Financial Institutions (NGIs)

Interest Fee. 0% Interest

Loan Maturity. Depends on the cash flow of the project, but not to exceed five (5) years

Eligible Loan Purpose. To finance working capital requirements of small agribusiness enterprise (temporary/permanent) and/or fixed asset acquisition (facilities/construction/acquisition, machinery/equipment/acquisition)

*NGIFs include cooperative banks, rural banks, viable NGOs, cooperatives and other private financial institutions.