The Kapital Access for Young Agripreneurs (KAYA) Program offers loans to finance working capital and/or fixed asset acquisition requirements of start-up or existing
agri-based projects of young entrepreneurs
and agri-fishery graduates.

Eligible loan purpose: To finance capital requirements of start-up or existing agri-enterprise.

Who are eligible

Young agripreneurs aged 18 to 30 years old.

Graduates of either formal or non-formal agri-fishery schooling*
*including but not limited to agriculture and fishery related degrees from higher education institutions, DA and ATl-accredited programs, TESDA programs, farm schools, and secondary schools with agriculture and fishery-related courses, as defined under Section 2 (d) of RA. 11321(Sagip Saka ACt)- IRR

Loan details

Up to Php 500,00 per borrower

0% interest

Up to 5 years to pay
based on project cash flow


a. One (1) government-issued ID with picture

b. Loan application form

c. Simple business plan
Those not registered under the Registry System for Basic Sectors in Agriculture (RSBSA) shall be required to enroll in the RSBSA through the DA Inclusion Protocol thru the DA Regional Field Offices or thru the MAO.

  •  Government Financial Institutions (GFls)
  • Non-Government Financial Institutions (NGFls) including cooperative banks, rural banks, viable NGOs, cooperatives and other private financial institutions.

Our Partner Lending Conduits manage the credit program, disburse credit funds to eligible borrowers, monitor and collect loans from borrowers.

  •  State Universlties and Colleges (SUCs)
  • Government Agencies
  • Other providers of Business Development Services (BDS)

Our capacity building partners shall provide our borrowers with technical assistance and training, including but not limited to:

  • mentoring
  • marketing
  • innovative financing
  • product packaging
  • business planning