What is Agri-Negosyo?

The Agri-Negosyo (ANYO) Loan Program offers loans to finance capital requirements of agri-fishery based micro and small enterprises.

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Who are eligible

Individuals/sole proprietors, partnership, corporations, and cooperatives whose owners or members are marginalized, small farmers and fisherfolk (MSFF)

Borrowers must be registered or enrolled in the Registry System for Basic Sectors in Agriculture (RSBSA) or the Farmers and Fisherfolk Enterprise Development Info System (FFEDIS).

Those not registered under the Registry System for Basic Sectors in Agriculture ( RSBSAJ shall be required to enroll in the RSBSA through the DA Inclusion Protocol thru the DA Regional Field Offices or thru the MAO.

Requirements

Eligible loan applicants shall submit all documents as required by the bank and/or lending conduit.

LOAN FEATURES

Micro Agri-Negosyo Loan

Up to Php 300,000

Government Financial Institutions (GFIs) and Non-Government Financial Institutions (NGFIs)

0% interest

Depends on the cash flow of the project, but not to exceed five (5) years.

To finance income-generating activities such as production, processing, or marketing of agri-fishery products, or a combination of agri-fishery income-generating activity and non-farm micro enterprise.

Small Agri-Negosyo Loan

Minimum of Php 300,000

Maximum of Php 15M

Government Financial Institutions (GFIs) and Non-Government Financial Institutions (NGFIs)

0% interest

Depends on the cash flow of the project, but not to exceed five (5) years.

To finance working capital requirements of small agribusiness enterprise (temporary/permanent) and/or fixed asset acquisition (facilities/construction/acquisition, machinery/equipment/acquisition)

*NGIFs include cooperative banks, rural banks, viable NGOs, cooperatives and other private financial institutions.