WHAT IS AGRI-NEGOSYO LOAN PROGRAM?
The Agri-Negosyo (ANYO) Loan Program offers loans to finance capital requirements of agri-fishery based micro and small enterprises.
Eligible loan Borrowers can avail loans under the programs up to a maximum of 3 cycles only
Who are eligible
Individuals/sole proprietors,
partnership, corporations, and
cooperatives whose owners or
members are marginalized, small
farmers and fisherfolk (MSFF)
Borrowers must be registered or enrolled in the Registry
System for Basic Sectors in Agriculture (RSBSA) or the
Farmers and Fisherfolk Enterprise Development Info System
(FFEDIS).
Those not registered under the Registry System for Basic
Sectors in Agriculture ( RSBSAJ shall be required to enroll in the
RSBSA through the DA Inclusion Protocol thru the DA
Regional Field Offices or thru the MAO.
Requirements
Eligible loan applicants shall submit all documents as required by the bank and/or lending conduit.
Micro Agri-Negosyo Loan
LOAN AMOUNT. Up to PHP 300,000
LENDING PARTNERS. Governments Financial Institutions (GFIs) and Non-Government Financial Institutions (NGIs)
INTEREST FEE. 0% Interest
LOAN MATURITY Depends on the cash flow of the project, but not to exceed five (5) years.
ELIGIBLE LOAN PURPOSE. To finance income-generating activities such as production, processing, or marketing of agri-fishery products, or a combination of agri-fishery income-generating activity and non-farm micro enterprise.
Small Agri-Negosyo Loan
LOAN AMOUNT. Minimum of PHP 300,000 and Maximum of PHP 15M
LENDING PARTNERS. Governments Financial Institutions (GFIs) and Non-Government Financial Institutions (NGIs)
INTEREST FEE. 0% Interest
LOAN MATURITY . Depends on the cash flow of the project, but not to exceed five (5) years.
ELIGIBLE LOAN PURPOSE. To finance working capital requirements of small agribusiness enterprise (temporary/permanent) and/or fixed asset acquisition (facilities/construction/acquisition, machinery/equipment/acquisition)
*NGIFs include cooperative banks, rural banks, viable NGOs, cooperatives and other private financial institutions.